ADVERSE CREDIT

There are loans and mortgages available for most types of adverse credit clients including those with previously missed loan, credit card or mortgage payments, house repossessions, County Court Judgement (CCJ), Individual Voluntary Agreement (IVA) and even bankruptcy. Life-changing events such as divorce, unemployment or sickness can sometimes cause financial difficulties.

Credit problems happen to many people at some stage in their lives but once such problems are resolved credit should be available but usually at a higher cost. However, the more serious your past credit problems, the higher the cost of the solution. Lenders may limit the amount they are prepared to lend especially if securing the debt. The more you can show that your problems are in the past, or that you are trying to find ways to reduce your current debt, a greater choice of credit will be available to you.

Don't be tempted to lie about your income, employment, or try to hide your past credit problems. Not only is this fraud, and a criminal offence, but it does not reflect your true position and could mean you are more likely to be unable to afford the monthly repayments. If you do get into difficulties, lenders are unlikely to be as sympathetic with you if you have deliberately tried to mislead them. It can be invaluable to seek professional advice before any credit situation becomes unmanageable.

Complete a contact form to speak to a dedicated specialist advisor who can help resolve your situation. We have links with affiliate partners offering specialist advice in other sectors of the market so we can pride ourselves on offering a total solutions package. You are under no obligation to proceed with any recommendation. We have industry specialist advisors ready to listen to your situation & our advice is totally impartial. We feel confident that our advice will have significant impact on your financial circumstances.